ZTBL Syllabus 2025 & Past Papers - Agriculture & Banking MCQs | SHM Jobs

ZTBL OG-3 Written Test Syllabus & Past Papers 2025 – Agriculture & Banking MCQs Guide

Complete Roadmap to Pass ZTBL Officer Grade-3 Exam
Assalam-o-Alaikum Future Bankers! Kya aap ne Zarai Taraqiati Bank (ZTBL) mein job ke liye apply kiya hai aur ab Written Test ki tension le rahe hain?
ZTBL ka test doosre commercial banks (HBL/MCB) se bilkul mukhtalif hota hai. Wahan sirf English aur Math aati hai, lekin ZTBL mein **"Agriculture (Zarat)"** ka portion sab se ehem hota hai. 80% students isliye fail hote hain kyunke wo sirf General Knowledge parh kar chale jate hain aur Agriculture ke sawalon mein phans jate hain.
SHM Jobs ki is exclusive guide mein hum aapko **ZTBL ka Asal Syllabus** batayenge. Hum ne pichle 5 saalon ke OTS/NTS papers analyze karke **Repeated Agriculture MCQs** aur **Banking Terms** ki list banayi hai. Agar aap ye guide poori parh lein, to InshaAllah test pass karna mushkil nahi rahega.
📑 Article Contents
📝 ZTBL Written Test Pattern 2025 (Expected)
ZTBL ka test aam taur par OTS (Open Testing Service) ya NTS leta hai. Iska paper 100 Marks ka hota hai aur time 90 minutes diya jata hai. Marks ki taqseem kuch yun hoti hai:
| Subject / Topic | Weightage (%) | Difficulty Level |
|---|---|---|
| Agriculture Related Knowledge | 30% | Moderate to Hard |
| Professional / Banking Knowledge | 20% | Moderate |
| English (Grammar/Comprehension) | 20% | Easy to Moderate |
| General Knowledge / Current Affairs | 15% | Easy |
| Basic Mathematics / IQ | 15% | Moderate |
🔗 Also Read: Agar aap ne abhi tak apply nahi kiya, to pehle yeh check karein: ZTBL Jobs 2025 Application Guide.
🌾 Agriculture Syllabus (Deep Explained)
ZTBL ka maqsad kisanon ki madad karna hai, isliye wo chahte hain ke unke officers ko faslon (crops) ki samajh ho. Aapko in topics ko Google kar ke notes banane chahiye:
1. Major Crops of Pakistan
Rabi vs Kharif Crops: Wheat (Gandum) kab boyi jati hai? Cotton (Kapas) ka season kya hai? Cash crops kaunsi hain? (Sugarcane, Cotton, Rice).
2. Fertilizers & Soil
Urdu Terms: 'Khaad' ki iqsaam (Urea vs DAP). Kis zameen ke liye kaunsi khaad behtar hai? Salinity (Saim-o-Thor) kya hai?
3. Irrigation System
Pakistan ka nehri nizam (Canal System). Mangla aur Tarbela Dam kis darya par hain? Drip Irrigation kya hoti hai?
Sample Agriculture MCQs (Solved):
- Q1: "Golden Fibre" of Pakistan is called?
Answer: Jute - Q2: Wheat is a ______ crop?
Answer: Rabi Crop - Q3: Urea fertilizer provides which nutrient to soil?
Answer: Nitrogen - Q4: Which is the largest canal system in the world?
Answer: Pakistan
🏦 Banking & Professional Knowledge
Kyunke yeh bank ki job hai, aapko basic financial terms aani chahiye. Commerce students ke liye yeh aasaan hai, baaki log in terms ko ratta laga lein:
- SBP Functions: State Bank of Pakistan kya karta hai? (Monetary Policy, Currency issuance).
- Cheque Types: Crossed cheque vs Bearer cheque.
- Account Types: Current Account aur Saving Account mein farq.
- KIBOR: Karachi Interbank Offered Rate kya hai?
- ZTBL History: ZTBL kab bana? (1961). Iska purana naam kya tha? (ADBP - Agricultural Development Bank of Pakistan).

Use Dogar or Caravan Books along with Agriculture Notes
🌍 General Knowledge & Other Subjects
Is hissay ke liye aapko alag se mehnat karne ki zaroorat nahi agar aap PPSC/FPSC ki tayari karte rehte hain.
- English: Synonyms, Antonyms, Prepositions (e.g., He is afraid __ dog. Ans: of).
- Math: Percentage, Ratio, Average, Basic Algebra (Class 8 level).
- Current Affairs: Heads of State, CPEC updates, Sports winners.
💡 Looking for More Banking Jobs?
Agar aap senior positions ke liye eligible hain, to PPCBL ki jobs bhi check karein:
PPCBL Senior Management Jobs 2025.
Aur interview ki tayari ke liye yeh guide dekhein:
PPCBL Interview Questions Guide.
📚 Recommended Books for Preparation
Market mein har koi kitab bech raha hai, lekin aapko sirf wo kitab leni chahiye jisme Agriculture ka hissa acha ho.
- Dogar Brothers ZTBL Guide: Ismein past papers shamil hote hain.
- Agriculture by Imtiaz Shahid: Sirf agriculture portion ke liye best hai.
- PakMcqs Website: Online practice ke liye best hai.
❓ Frequently Asked Questions (8 Common FAQs)
Q1: ZTBL ka Written Test kaun leta hai?
Pichle saalon mein OTS (Open Testing Service) ne test liya tha. Is saal bhi OTS ya NTS lene ka imkaan hai.
Q2: Kya test mein Negative Marking hoti hai?
Agar test OTS leta hai to aam taur par Negative Marking nahi hoti. Lekin paper shuru karne se pehle instructions zaroor parhein.
Q3: Passing marks kitne hote hain?
Official passing marks 50% hote hain, lekin interview call ke liye aapko Merit par aana hoga, jo usually 60-70 marks par banta hai.
Q4: Agriculture degree walon ko extra marks milenge?
Jee haan, ZTBL ki policy ke mutabiq Agriculture Graduates ko selection mein tarjeeh (preference) di jati hai.
Q5: Roll Number Slip kab aayegi?
Apply karne ke taqreeban 1 se 1.5 mahine baad Roll Number slips upload hoti hain. Aapko SMS ke zariye bataya jayega.
Q6: Interview kis zaban mein hota hai?
Interview mixture hota hai (Urdu + English). Lekin agar aap Field Officer ke liye apply kar rahe hain, to aap se umeed ki jati hai ke aap local zaban mein kisanon se baat kar sakein.
Q7: Computer ka portion kitna hota hai?
Basic Computer (MS Office, Shortcuts) ke taqreeban 5 se 10 sawal har paper mein aate hain.
Q8: Kya ZTBL ki job permanent hai?
ZTBL ki zyada tar jobs "Regular" (Permanent) hoti hain with pension and medical benefits. Kuch projects contract par bhi hote hain.
Disclaimer: SHM Jobs sirf preparation material provide karta hai. Hum ZTBL ke official representatives nahi hain. Official updates ke liye ztbl.com.pk visit karein.
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